--- title: LifesavER by Maxicare - Emergency Coverage description: Compare Maxicare LifesavER emergency coverage plans. Apply online or book a free consultation. --- [Skip to content](https://www.maxicareagentemtaclibon.com/lifesaver-emergency-plan#main-content) [![](https://www.maxicareagentemtaclibon.com/hs-fs/hubfs/Untitled%20design.png?width=2048&height=2048&name=Untitled%20design.png)Homepage](https://www.dashlabs.app/stores/67bc5560c40e863233b7bd56?salesAgentId=68b1c22dc054aa3fb601db10) - [About Me](https://www.maxicareagentemtaclibon.com?hsLang=en) - [Outpatient HMO Plan](https://www.maxicareagentemtaclibon.com/prima-outpatient-plan?hsLang=en) - [Emergency HMO Plan](https://www.maxicareagentemtaclibon.com/lifesaver-emergency-plan) - [Full Coverage HMO Plan](https://www.maxicareagentemtaclibon.com/mymaxicare-full-coverage-plan?hsLang=en) - [Maxicare for Business Plan](https://www.maxicareagentemtaclibon.com/maxicare-for-business-plan?hsLang=en) [Free Consultation](https://calendar.app.google/mbqnLyKfLw5J5LPB9) - [About Me](https://www.maxicareagentemtaclibon.com?hsLang=en) - [Outpatient HMO Plan](https://www.maxicareagentemtaclibon.com/prima-outpatient-plan?hsLang=en) - [Emergency HMO Plan](https://www.maxicareagentemtaclibon.com/lifesaver-emergency-plan) - [Full Coverage HMO Plan](https://www.maxicareagentemtaclibon.com/mymaxicare-full-coverage-plan?hsLang=en) - [Maxicare for Business Plan](https://www.maxicareagentemtaclibon.com/maxicare-for-business-plan?hsLang=en) [Free Consultation](https://calendar.app.google/mbqnLyKfLw5J5LPB9) ### Emergencies Don't Wait. Neither Should You. One trip to the ER can wipe out months of savings. LifesavER and LifesavER Pro cover the bill so you can focus on getting better — not the cashier's line. [Compare Plans Below](https://www.maxicareagentemtaclibon.com/lifesaver-emergency-plan#pricing) ## LifesavER Accident The lightest, most affordable option — built purely for accident emergencies. ₱1,100one-time fee ### LifesavER Accident includes - One-time coverage up to ₱50,000 for accident-related emergencies only (doctor's fees, labs, outpatient procedures) - Up to ₱50,000 Accidental Death Benefit (AD&D) - Ages 15 days to 65 years - Accepted nationwide, excluding 6 major hospitals\* - Not applicable to illness-related cases or inpatient confinement - One-time use only [Apply for LifesavER Accident](https://shop.maxicare.com.ph/?maxi-link=QTQ2OTM1MA==) ## LifesavER Solid emergency protection for everyday urgent care — dengue, pneumonia, accidents, and more. ₱2,999one-time fee ### LifesavER includes - One-time emergency coverage up to ₱50,000 (doctor's fees, labs, outpatient procedures) - Up to ₱50,000 Accidental Death Benefit (AD&D) - Pre-existing conditions covered up to ₱25,000 (excl. Cancer & Cholelithiasis; 3-month waiting period) - Ages 15 days to 65 years - Accepted nationwide, excluding 6 major hospitals\* - Not applicable to inpatient/confinement cases - One-time use only [Apply for LifesavER](https://shop.maxicare.com.ph/?maxi-link=QTQ2OTM1MA==) ## LifesavER Pro Recommended — when the emergency turns into a hospital stay, this one has your back too. ₱6,999one-time fee ### LifesavER Pro includes - One-time coverage up to ₱50,000, including cases that require confinement - Up to ₱50,000 Accidental Death Benefit (AD&D) - Pre-existing conditions covered up to ₱50,000 (excl. Cancer & Cholelithiasis; 3-month waiting period) - 3 Maxicare 24/7 Teleconsults included - Ages 15 days to 65 years - Accepted nationwide, excluding 6 major hospitals\* - One-time use only [Apply for LifesavER Pro](https://shop.maxicare.com.ph/?maxi-link=QTQ2OTM1MA==) ## Not sure which one fits your situation? Let's talk it through. Mary Ann Mildred Taclibon · Health Benefit Consultant Agent Code: A469350 Cellphone: 09175680593 Email: maryannmildredtaclibon.maxicare@gmail.com [Book a Free Consultation](https://calendar.app.google/mbqnLyKfLw5J5LPB9) ## What's Covered — and What Isn't What kind of emergencies are covered? Accidents, dengue, pneumonia, sudden-onset viral infections, and other acute emergency conditions requiring immediate ER care — this list isn't exhaustive, other emergencies may qualify too. Note: LifesavER Accident only covers accident-related emergencies, not illness. Does it cover mental health emergencies? No. Psychiatric care, attempted suicide, and related conditions are excluded, along with developmental disorders like ADHD and autism spectrum. We're upfront about this so there's no confusion later. Is maternity or pregnancy-related care covered? No, maternity care and pregnancy-related conditions are not covered under any LifesavER variant. What about pre-existing or chronic conditions like diabetes or hypertension? Yes, with limits, but only under LifesavER and LifesavER Pro — LifesavER Accident does not cover pre-existing conditions at all since it's accident-only. Pre-existing conditions are covered up to ₱25,000 under LifesavER, or up to ₱50,000 under LifesavER Pro, after a 3-month waiting period from your card's effectivity date. Cancer, Cholelithiasis, and related conditions are excluded from this provision. Ask me about MyMaxicare HMO if you need ongoing chronic-condition management, not just emergency coverage. What's the difference between LifesavER Accident, LifesavER, and LifesavER Pro? **LifesavER Accident (₱1,100)** — accident-related emergencies only, up to ₱50,000, plus ₱50,000 AD&D. No illness coverage, no PEC. **LifesavER (₱2,999)** — covers illness AND accident emergencies up to ₱50,000, plus ₱50,000 AD&D and PEC up to ₱25,000. **LifesavER Pro (₱6,999)** — everything in LifesavER, plus coverage for cases that lead to hospital confinement, PEC up to ₱50,000, and 3 Maxicare 24/7 Teleconsults. All three are one-time use, single availment cards. Are there any hospitals not covered? All three cards are accepted nationwide at Maxicare-affiliated hospitals, except six major hospitals: Asian Hospital and Medical Center, Cardinal Santos Medical Center, Makati Medical Center, St. Luke's Medical Center - BGC, St. Luke's Medical Center - Quezon City, and The Medical City - Ortigas. We disclose this upfront so there are no surprises during an emergency. ### Buy With Clarity, Not Guesswork LifesavER and LifesavER Pro cover real emergencies — but only specific ones, with specific limits. Before you commit, book a quick free consultation with me. I'll make sure you know exactly what counts as covered, what doesn't, and how to actually use your plan the moment you need it. That way your money goes toward protection you understand and trust — not a card you're unsure how to use. ### Not ready to apply yet? Leave your info and I'll reach out. ## Be Emergency-Ready Today [Apply for LifesavER](https://shop.maxicare.com.ph?maxi-link=ZW10YWNsaWJvbg==)[Book a Free Consultation](https://calendar.app.google/mbqnLyKfLw5J5LPB9) [![](https://www.maxicareagentemtaclibon.com/hs-fs/hubfs/Untitled%20design.png?width=2048&height=2048&name=Untitled%20design.png)](https://www.dashlabs.app/stores/67bc5560c40e863233b7bd56?salesAgentId=68b1c22dc054aa3fb601db10) ![bir seal badge](https://www.maxicareagentemtaclibon.com/hs-fs/hubfs/bir%20seal%20badge.png?width=820&height=312&name=bir%20seal%20badge.png "bir seal badge") --- Privacy Policy · Legal · © 2026. All rights reserved.